These Terms and Conditions ("Terms") govern your access to and use of the websites, platforms, products, services, content, and programs operated by Ladamir LLC, including its brand Wealth of Three (collectively, "we," "us," or "our").

By accessing, purchasing from, or using any of our services, you agree to be bound by these Terms. If you do not agree, do not use our services.

1. Company Overview

Ladamir LLC is a digital marketing, advertising, consulting, and education company providing marketing systems, training, automation, digital products, and related services. Wealth of Three is a brand and platform operated under Ladamir LLC.

These Terms apply to all websites, funnels, landing pages, software access, communications, products, subscriptions, and services operated under Ladamir LLC.

2. Eligibility

By using our services, you represent that:

* You are at least 18 years old

* You have the legal capacity to enter into a binding agreement

* You are using our services for lawful purposes only

3. Services & Digital Products

We provide digital products, training programs, consulting services, memberships, subscriptions, software-related access, templates, automations, and educational materials.

All services and products are delivered digitally unless otherwise stated. Access may be provided immediately upon purchase.

We reserve the right to modify, suspend, or discontinue any service, product, feature, or pricing at any time without notice.

4. No Guarantees or Earnings Claims

You acknowledge and agree that:

* We do not guarantee results, income, profits, leads, sales, or business success

* Any examples, case studies, or testimonials are not promises or guarantees of results

* Your outcomes depend on many factors, including effort, experience, market conditions, and execution

You accept full responsibility for your results and decisions.

5. Payments, Subscriptions & Billing

a. Payments

All prices are listed in USD unless otherwise stated. You agree to provide accurate and complete billing information.

b. Subscriptions

If you enroll in a subscription or membership:

* You authorize us to charge your payment method on a recurring basis

* Subscriptions renew automatically unless canceled

* You may cancel at any time according to the cancellation terms provided at purchase

c. Failed Payments

If a payment fails, we may suspend or terminate access until payment is resolved.

6. Refund Policy

Due to the digital nature of our products and immediate access to proprietary materials, all sales are final unless otherwise stated in writing at the time of purchase.

Any exceptions or guarantees will be clearly disclosed on the sales page or checkout.

7. Intellectual Property

All content, materials, systems, templates, videos, copy, training, branding, and intellectual property provided by Ladamir LLC are owned by or licensed to us.

You are granted a limited, non-transferable, non-exclusive license for personal or internal business use only.

You may not:

* Copy, reproduce, resell, distribute, or share materials

* Create derivative works

* Allow unauthorized access

Violation may result in immediate termination without refund.

8. User Conduct

You agree not to:

* Use our services for unlawful or fraudulent purposes

* Abuse, harass, threaten, or harm others

* Attempt to reverse engineer, scrape, or disrupt systems

* Share login credentials or access

We reserve the right to suspend or terminate access for violations.

9. Third-Party Services & Platforms

Our services may integrate with or reference third-party platforms (e.g., payment processors, CRM systems, advertising platforms).

We are not responsible for third-party services, policies, outages, or performance. Your use of third-party services is governed by their own terms.

10. Disclaimer of Warranties

All services, products, and content are provided "as is" and "as available" without warranties of any kind, express or implied.

We disclaim all warranties including, but not limited to:

* Merchantability

* Fitness for a particular purpose

* Accuracy or completeness of content

11. Limitation of Liability

To the maximum extent permitted by law, Ladamir LLC shall not be liable for:

* Any indirect, incidental, consequential, or special damages

* Loss of profits, data, revenue, or business opportunities

Our total liability shall not exceed the amount paid by you to us in the 30 days preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless Ladamir LLC from any claims, damages, losses, liabilities, or expenses arising from:

* Your use of our services

* Your violation of these Terms

* Your violation of any applicable laws or third-party rights

13. Termination

We may terminate or suspend access at our sole discretion, with or without notice, for any violation of these Terms.

Termination does not entitle you to a refund.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Michigan, without regard to conflict of law principles.

15. Changes to Terms

We may update these Terms at any time. Continued use of our services after changes constitutes acceptance of the updated Terms.

16. Contact Information

If you have questions about these Terms, contact us at:

Ladamir LLC

Email: support@wealthofthree.com

Website: https://wealthofthree.com

These Terms of Service apply to all brands, platforms, offers, and services operated under Ladamir LLC, including Wealth of Three.